With Lay-By you can secure a future purchase at a current promotional price and get your item once it is fully paid.

The smartest, easiest way to pay for anything!  With instant approval, you can start paying towards your dream purchase straight away and get your item once it is fully paid!

• Get peace of mind with our money-back guarantee.
• Flexible payment terms of up to 6 months.
• Guaranteed price, and no interest or hidden costs.
• Low deposit of 5%.
• No credit checks.

Promotional items can be taken on Lay-by. It is only when it stipulates in the insert that "No Lay-By" can be taken.

Exclusions include:

• All articles that are marked as No Lay-By on weekly promotions and inserts.
• Total Sales Amount < R555.00 inclusive of VAT.
• Limited offers (e.g. store opening specials).

Other Payment Options